Deferred Charitable Gift Annuities


Support Elderhostel and Road Scholar Programs, receive fixed income for life.

A Deferred Charitable Gift Annuity creates a simple contract between you and Elderhostel. In exchange for your gift, Elderhostel will pay you a fixed income for life and/or the life of someone you designate. Each deferred gift annuity can benefit one or two individuals. Income payments must be deferred for at least one year from the date the gift is funded, and you can time payments to begin when you will need income most. Your gift will help Elderhostel provide programs in the future that are stimulating and enriching and contribute to healthy aging.

Consider Some of the Benefits

  Fixed income for life that is unaffected by interest rates or fluctuating markets.
  Higher payout rate than provided by a charitable gift annuity that pays out income immediately.
  Ability to build a growing stream of retirement income by funding a series of deferred charitable gift annuities that will begin payments over several years.
  Satisfaction of supporting Elderhostel and lifelong learning.


Sample Deferred Gift Annuity Rates
Current Age
Immediate Payout
5 Year Deferral
10 Year Deferral
65
4.7%
5.9%
7.9%
70
5.1%
6.8%
9.3%
75
5.8%
7.9%
10.7%


The above rates are samples of the current rates, effective as of January 1, 2012. These rates are for illustrative purposes only.

Elderhostel follows the charitable gift annuity rates suggested by the American Council on Gift Annuities. Elderhostel charitable gift annuities are not available in all states. This information is not intended as legal or tax advice. We recommend that prospective donors seek the advice of their own legal counsel regarding a charitable gift annuity.
CONTACT US

Please contact our office for information on gifts that can help you support Elderhostel and lifelong learning and provide significant benefits to you.
Elderhostel Planned Giving
11 Ave de Lafayette
Boston, MA 02111
Phone: 877-737-0664 (toll free)
Email: PlannedGiving@roadscholar.org
LEARN MORE

Use our Planned Giving Calculator to calculate your income and tax benefits.

Is a Deferred Charitable Gift Annuity right for you?
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